Educación financiera y su influencia en la toma de decisiones financieras del sector cuero y calzado, distrito El Porvenir, 2023
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Date
2024
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Publisher
Universidad Nacional de Trujillo
Abstract
El presente estudio tiene como objetivo principal evaluar la influencia de la educación financiera en la toma de decisiones financieras del sector cuero y calzado, distrito de El Porvenir, 2023. Para ello, se utilizó una metodología no experimental con un diseño causal de corte transversal, involucrando una muestra de 146 empresas de dicho sector, ubicadas en el distrito de El Porvenir. A estas empresas se les aplicaron cuestionarios, complementados con entrevistas posteriores. Los resultados revelaron que el nivel de educación financiera es bajo, alcanzando un 50.00%, mientras que el nivel de toma de decisiones financieras también es bajo, con un 54.11%. La principal conclusión de la investigación es que la educación financiera ejerce una influencia significativa en la toma de decisiones financieras en el sector cuero y calzado del distrito de El Porvenir en 2023, respaldada por un nivel de significancia de 0.000 obtenido mediante la prueba Chi-cuadrado.
ABSTRACT The main objective of this study is to evaluate the influence of financial education on financial decision-making in the leather and footwear sector, El Porvenir district, 2023. To do so, a non-experimental methodology with a cross-sectional causal design was used, involving a sample of 146 companies in this sector, located in the El Porvenir district. These companies were administered questionnaires, complemented by subsequent interviews. The results revealed that the level of financial education is low, reaching 50.00%, while the level of financial decision-making is also low, at 54.11%. The main conclusion of the research is that financial education exerts a significant influence on financial decision-making in the leather and footwear sector of the El Porvenir district in 2023, supported by a significance level of 0.000 obtained by the Chi-square test.
ABSTRACT The main objective of this study is to evaluate the influence of financial education on financial decision-making in the leather and footwear sector, El Porvenir district, 2023. To do so, a non-experimental methodology with a cross-sectional causal design was used, involving a sample of 146 companies in this sector, located in the El Porvenir district. These companies were administered questionnaires, complemented by subsequent interviews. The results revealed that the level of financial education is low, reaching 50.00%, while the level of financial decision-making is also low, at 54.11%. The main conclusion of the research is that financial education exerts a significant influence on financial decision-making in the leather and footwear sector of the El Porvenir district in 2023, supported by a significance level of 0.000 obtained by the Chi-square test.
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Keywords
Educación financiera, Toma de decisiones, Finanzas